Terms of Use

1. Eligibility

In ShortYou must be legally permitted to use the platform and must always be at least 18 years old.

You may use myXmodel-coin only if you are at least eighteen (18) years old and have reached the age of legal majority in your jurisdiction. You may not use the platform where doing so is prohibited by law.

You confirm that you have the legal capacity to enter into a binding agreement. If you use the platform for an organisation, you confirm that you are authorised to bind that organisation. We may request age, identity, residence or authority evidence where required for security, payment, compliance or creator-claim purposes.

2. Grant of Use

In ShortWe give you a limited personal right to access and use myXmodel-coin under these Terms.

Subject to these Terms, you receive a limited, non-exclusive, non-transferable and revocable permission to access and use the platform through supported browsers and devices. This permission does not transfer ownership of any platform technology, data or intellectual property.

We may suspend or terminate access when reasonably necessary to protect users, creators, the platform, payment systems or legal compliance. You must not attempt to regain access by creating replacement accounts or using another person’s account after a suspension or termination.

3. Intellectual Property

In ShortPlatform materials belong to creatorcoin.cash or its licensors; creators retain rights in material they lawfully provide.

The software, interface, brand elements, graphics, databases, compilation, text and other materials created for myXmodel-coin are owned by creatorcoin.cash or its licensors and may be protected by copyright, trademark and other laws.

You may not copy, modify, distribute, sell, reverse engineer, scrape, frame or commercially exploit protected platform materials unless applicable law permits it or we have given written permission. Creator names, images and third-party brand material remain subject to the rights of their respective owners.

4. User Identity Verification

In ShortVerification may be required for creator claims, payouts, payment risk or legal compliance.

A fan/trader account and a creator claim are different processes. A creator coin may be listed and tradable before the creator claims or verifies the corresponding profile, provided that the coin is not blocked by the platform.

To activate creator-only features, control profile information or receive payouts, a creator may be required to provide reliable evidence of identity and control of the claimed external profile. We may also request verification from any user when required by payment partners, anti-fraud controls, sanctions rules, tax duties or applicable law. False or manipulated verification material may result in rejection or account closure.

5. User Submissions

In ShortYou remain responsible for information and files you submit and must have the necessary rights to provide them.

User submissions include profile details, creator-claim evidence, registration photographs, support messages and other material supplied to the platform. You represent that your submissions are accurate, lawful and do not violate privacy, publicity, copyright or other third-party rights.

You grant us a non-exclusive licence to store, process, resize, display and otherwise use submissions only as reasonably required to operate, secure and promote the relevant platform features. We may reject, restrict or remove submissions that violate these Terms or create legal, security or reputational risk.

6. Content on the Website

In ShortCreator information may originate from public or third-party sources and can be incomplete, delayed or incorrect.

myXmodel-coin does not sell adult content, subscriptions or access to live streams. Creator profiles and external links are provided to identify the creator associated with a coin and may refer to independent third-party services.

Third-party content and external websites are controlled by their respective operators. We do not guarantee that such information is complete, current, available or suitable. Visiting an external website is at your own risk and is governed by that website’s own terms and privacy rules.

7. User/Creator Conduct

In ShortUse the platform lawfully, honestly and without harming other users, creators or the service.

You must not misuse accounts, impersonate another person, manipulate creator claims, submit false trading or payment information, harass users, interfere with security, introduce malicious code, overload infrastructure or use unauthorised automation to extract platform data.

You must not coordinate deceptive trading, artificial volume, wash trading, price manipulation, fraudulent chargebacks or other conduct intended to mislead users about demand, price, holders or creator participation. Account credentials must be kept confidential, and you are responsible for activity performed through your account unless you promptly report unauthorised access.

8. Creator Coins and Payments

In ShortCreator coins are platform-based digital units whose value may change and whose purchase involves fees and risk.

Creator coins exist solely within the myXmodel-coin platform and do not represent shares, company ownership, voting rights, debt, a bank deposit, legal tender or a promise of profit. They are not designed for withdrawal to an external blockchain wallet or migration to an external exchange.

Before confirming a purchase, the interface displays the total amount charged, selected currency, estimated creator allocation, transaction fee and net amount used for the coin purchase. Unless the checkout states otherwise, the current model allocates 20% of the gross purchase amount to the creator balance, 5% as a transaction fee and 75% to the coin purchase. Exchange rates, rounding and payment-provider costs may affect displayed conversions.

Coin pricing may be determined by a bonding curve and platform transaction rules. Prices can rise or fall, liquidity may be limited, and you may lose some or all economic value. Past price movement is not a promise of future performance. A payment is complete only after the payment provider confirms it and the platform records the transaction.

Refunds, reversals and chargebacks are handled according to mandatory law, the checkout terms and payment-provider rules. We may delay or reverse credits where a payment fails, is cancelled, is fraudulent or is charged back. Creator payouts require an eligible balance, an accepted payout account and completion of any required checks.

9. Services on the Website

In ShortThe platform supports creator discovery, watchlists, creator coins, portfolios, trading records and creator claims.

Available services may include creator search, coin profiles, price information, watchlists, portfolio reporting, purchase and sale functions, transaction history, creator claims and payout-account management. Some services may be unavailable, limited, in testing or dependent on third-party providers.

We may add, change, suspend or discontinue features when reasonably necessary. A preview, estimate, chart or calculated value is informational and may differ from the final execution result. No material on the platform constitutes personalised investment, financial, tax or legal advice.

10. Trust & Safety

In ShortWe use proportionate controls to reduce fraud, abuse, unlawful activity and misleading creator claims.

We may review creator claims, account activity, payments, external-profile references and reports submitted by users or rights holders. We may block a coin, restrict a profile, pause trading, withhold a payout or preserve relevant records while investigating suspected misconduct.

Users can report suspected impersonation, unlawful material, payment abuse, intellectual-property violations or security problems through the contact channel published by the platform. Enforcement decisions may consider severity, repetition, risk to others and applicable legal duties.

11. Recommendation Systems

In ShortSearch results, watchlists and rankings may use automated ordering and market data.

Sections such as search, Top Coins, Top Gainers or discovery views may be ordered using factors including query relevance, creator attributes, current price, price change, activity, availability, randomisation and account watchlist choices.

Automated ordering is intended to improve navigation and does not constitute endorsement, verification, financial advice or a quality guarantee. We may adjust ranking logic, prevent manipulation and explain material recommendation factors where required by law.

12. Recordings

In ShortmyXmodel-coin does not provide live-stream recording or adult-content hosting as a platform service.

You must not use myXmodel-coin to upload or distribute unauthorised recordings, intimate material or content captured from third-party services. External creator images or references may be used only where the platform or submitting user has a lawful basis to use them.

Security and transaction logs may be retained to protect accounts, document consent, investigate fraud and meet legal obligations. These operational records are not public recordings and are handled according to the Privacy Policy and applicable retention rules.

13. Privacy Policy

In ShortOur Privacy Policy explains how personal information is collected, used, retained and shared.

Use of the platform is also governed by the myXmodel-coin Privacy Policy. It should describe account data, creator-claim evidence, payment metadata, security logs, cookies, communications, data recipients, retention periods and applicable privacy rights.

Payment providers and linked third-party websites process information under their own privacy notices. If these Terms and the Privacy Policy address the same subject, the more specific privacy provision applies to personal-data processing.

14. Copyright and Intellectual Property Claims

In ShortRights holders may report material they believe infringes their copyright, trademark or personality rights.

A report should identify the protected work or right, the disputed platform location, the reporter’s contact details, the basis for the claim and a good-faith confirmation that the information is accurate. We may request proof of identity, ownership or authority to act.

We may remove or restrict disputed material while reviewing a report and may forward relevant details to the submitting user where legally permitted. Knowingly false or abusive notices are prohibited.

15. Modification of These Terms

In ShortWe may update these Terms and will identify the current version and effective date.

Changes may be required because of new features, payment arrangements, security risks, business operations or law. Material changes may be announced through the platform, account notice or email where appropriate.

Your continued use after the effective date constitutes acceptance where permitted by law. If you do not accept an update, you must stop using the affected services and may close your account subject to unresolved transactions and legal retention duties.

16. Indemnification and Release

In ShortYou may be responsible for losses caused by unlawful use, false claims or violations of third-party rights.

To the extent permitted by law, you agree to compensate creatorcoin.cash and its service providers for reasonable losses, claims and costs arising from your material breach of these Terms, unlawful conduct, fraudulent activity or infringement of another person’s rights.

This obligation does not apply to losses caused by our own unlawful conduct and does not limit protections that cannot legally be waived. Disputes between users, creators and external platforms remain subject to any rights and remedies available under applicable law.

17. Disclaimer of Warranties and Limitations of Liabilities

In ShortThe platform is provided on an availability basis, and creator-coin trading carries technical and financial risk.

To the maximum extent permitted by law, the service is provided “as available” without a guarantee of uninterrupted operation, error-free data, permanent third-party links, continuous trading, liquidity or any particular financial outcome.

We are not liable for indirect, incidental or consequential losses where such exclusions are lawful. Nothing in these Terms excludes liability that cannot be excluded, including liability for intentional misconduct, gross negligence or mandatory consumer rights where applicable. Any final liability cap must be reviewed and inserted by qualified counsel before production use.

18. Alternative Dispute Resolution (ADR)

In ShortWe encourage users to contact us first so that disputes can be reviewed and resolved efficiently.

Before starting formal proceedings, please send a written description of the dispute, relevant account or transaction references, the requested resolution and supporting evidence through the published support channel.

Any consumer mediation, ombudsman or online dispute-resolution process required or available in the relevant jurisdiction will be identified in the legally reviewed production version. Participation in ADR does not remove non-waivable rights.

19. Choice of Law and Venue

In ShortThe governing-law and court provisions must match the final operating company and consumer-law requirements.

Test-version placeholder: the operating entity, registered office, governing law and competent venue have not yet been inserted. These details must be completed by qualified counsel before these Terms are used as a binding production document.

Regardless of the final contractual choice, users retain mandatory protections and access to courts that cannot lawfully be excluded in their country of residence.

20. General Terms

In ShortThese Terms, the Privacy Policy and referenced platform rules form the agreement governing use of myXmodel-coin.

If a provision is invalid or unenforceable, the remaining provisions continue to apply, and the affected provision should be interpreted as closely as legally possible to its intended purpose. Failure to enforce a provision is not a waiver. You may not transfer your account or rights without permission; we may transfer the agreement as part of a lawful business reorganisation or transfer.

Headings and “In Short” summaries assist navigation but do not replace the full provisions. The English version controls unless the final production Terms expressly state otherwise. Electronic notices and records may be used where permitted by law.

Questions about these Terms should be sent through the legal or support contact details published by myXmodel-coin. The production version must identify the contracting entity and complete all mandatory company, consumer, privacy and dispute-resolution information.

21. Bonding Curve and Server-Side Pricing

In ShortCreator Coin prices and executable quantities are determined by the platform’s permanent bonding-curve state on the server.

Each Creator Coin is designed with a total supply of 1,000,000,000 internal units and a permanent platform bonding curve. The current price depends on the amount already issued through the curve and remains subject to the price boundaries configured for the platform.

All calculations that determine an executable purchase or sale are performed server-side. Browser displays, charts and previews are informational. The binding execution result is calculated from the database state read by the server at execution time; users may not create a claim by altering HTML, JavaScript, requests or locally displayed values.

22. Purchase Allocation

In ShortA successful gross purchase is currently allocated 20% to the Creator, 5% to the platform fee and 75% to the bonding-curve purchase.

Under the current economic model, the amount entered and confirmed by the buyer is the gross amount charged. Of a successfully settled purchase, 20% is credited as Creator compensation, 5% is the platform transaction fee and 75% is applied to the bonding-curve purchase of Creator Coins.

The Creator compensation is a monetary earnings credit and is not an allocation of free Creator Coins. The quantity of Coins received by the buyer is calculated from the 75% curve amount and the curve state at execution.

23. Sale, Redemption and Sell Fee

In ShortCreator Coins are sold back through the platform bonding curve; 5% of gross redemption is the platform fee and 95% is the trader payout.

A holder does not need another user as a counterparty to sell. Supported Creator Coins are returned to the platform’s permanent bonding-curve mechanism. Gross redemption is calculated from the reserve value released by the curve for the exact quantity being returned.

The current SELL model deducts a 5% platform transaction fee from gross redemption. The remaining 95% is the trader payout amount. No additional 20% Creator compensation is generated on a SELL transaction.

24. Live Sell Quote and Final Execution

In ShortThe sell screen shows the current price and expected payout, but the final amount is recalculated securely at execution.

Before confirmation, the platform may show a live server-generated SELL quote including the current Coin price, quantity, gross redemption, 5% fee and expected 95% net payout. A live quote may refresh periodically while the confirmation window is open.

If another purchase or sale changes the bonding-curve state before execution, the displayed quote may change and the platform may require the user to review and confirm the updated quote. Final execution is calculated again on the server using the then-current locked database state. A stale or manipulated client quote does not bind the platform.

25. Holdings and Transaction Integrity

In ShortThe authoritative Coin balance is the server-side holding recorded for the authenticated account.

The quantity recorded in the platform’s server-side holdings database is authoritative for trading. A user cannot increase a holding, sell more than the recorded balance or alter the applicable curve state by changing browser fields, hidden form values, requests or client-side code.

For execution, the platform may lock the relevant Coin and holding records, re-read the authenticated user’s actual balance and reject an order that exceeds it or no longer matches the current trade state. Transaction and audit records may be retained to investigate errors, fraud and disputes.

26. Creator Earnings and Payouts

In ShortCreator compensation is credited from successful purchases and may be paid out after applicable verification and payment checks.

When a qualifying purchase is successfully completed, the 20% Creator portion is credited to the earnings account associated with that Creator Coin. A Creator does not receive an additional Creator share when a holder later sells Coins back through the curve.

Access to payout may require a valid Creator claim, identity verification, an eligible payout account, compliance checks and satisfaction of applicable payment-provider requirements. Supported payout methods, minimum payout, processing frequency, provider costs and any chargeback reserve must be displayed or otherwise communicated before production payout use.

27. Chargebacks, Refunds and Reversals

In ShortFailed, reversed or fraudulent payments may require correction of directly related Coin and Creator-earnings entries.

If a purchase payment fails, is cancelled, refunded, reversed or charged back, the platform may correct or reverse the directly associated Coin credit, Creator earnings and fee entries to the extent technically and legally permitted. The platform may investigate before releasing affected balances.

Where an amount has already been paid out and a legally valid repayment claim exists, the amount may be offset against future eligible balances or recovered through the applicable payment and legal process. Mandatory consumer and payment rights remain unaffected.

28. Creator Profile Removal, Freeze and Existing Holdings

In ShortIf the underlying Creator profile becomes invalid or must be removed, trading may be frozen while existing records and holdings are preserved.

A Creator may request correction, claiming, blocking or removal of a profile subject to appropriate identity and authority checks. The platform may also identify an external Creator profile as deleted, blocked or otherwise no longer valid.

In such cases, new buying and selling may be frozen. Existing holdings, transaction history and legitimate accounting records are not automatically erased. The final treatment of outstanding holdings in a permanent delisting or wind-down must follow the published settlement procedure and applicable law.

29. Technical Errors, Manipulation and Corrections

In ShortDemonstrable system errors may be corrected, while deliberate manipulation and exploitation are prohibited.

Duplicate postings, calculation faults, transmission errors or other demonstrable technical misbookings may be corrected using server-side transaction, payment and audit records. Corrections must address the actual error and must not be used to arbitrarily rewrite properly executed market prices after the event.

Attempts to exploit race conditions, alter protected request values, bypass account or balance checks, inject code or database commands, create artificial trading activity or otherwise manipulate pricing or accounting may result in rejection, suspension, reversal of invalid entries and further action permitted by law.

30. Coin or Platform Wind-Down

In ShortA permanent shutdown requires an orderly process for stopping new activity and handling existing holdings and payable balances.

If the operator plans to permanently discontinue the platform or a Creator Coin, it should provide reasonable notice where practicable, stop new purchases at an appropriate point and establish a final process for existing holdings, pending transactions and payable balances.

The precise legal treatment of reserve funds, safeguarding, insolvency and final redemption depends on the production payment and custody architecture and must be confirmed before binding production use. Nothing in this test clause represents a guarantee that funds are segregated or insolvency-protected unless the final production documentation expressly confirms that fact.

31. Swiss FINMA Sandbox and Regulatory Classification

In ShortWhere the statutory requirements are met, the Swiss sandbox permits public deposits up to an aggregate CHF 1,000,000 without a FINMA banking licence; whether the concrete myXmodel-coin money-flow model qualifies requires legal review.

Swiss sandbox framework: Under Article 6(2) of the Swiss Banking Ordinance (BankV), public deposits may be accepted without a FINMA banking licence up to an aggregate threshold of CHF 1,000,000, provided the applicable statutory requirements are satisfied. The relevant liabilities to customers or investors must not exceed this threshold at any time.

myXmodel-coin does not offer or operate an interest-margin business (Zinsdifferenzgeschäft). Customer balances and Creator Coins are not interest-bearing, the platform does not use customer funds to grant interest-bearing loans, and no fixed or guaranteed interest or return is promised.

If myXmodel-coin relies on the sandbox for funds that legally qualify as public deposits, the affected customer must be informed before making the deposit that the sandbox activity is not supervised by FINMA and that the deposit is not covered by the Swiss statutory deposit-protection scheme. This information must be provided individually in a form that can be evidenced in text and acknowledged before the relevant deposit; publication in these Terms alone is not intended to satisfy that separate pre-deposit information process.

[LEGAL REVIEW] Whether funds received or liabilities created by the concrete myXmodel-coin BUY, bonding-curve, SELL, payment-provider and payout architecture legally constitute public deposits and whether Article 6(2) BankV applies to that architecture must be confirmed under the final Swiss production setup. The internal database nature of Creator Coins does not by itself determine their regulatory classification.

If the sandbox is relied upon, the platform must technically monitor the applicable aggregate CHF 1,000,000 threshold and prevent the business from continuing outside the permitted framework without the legally required next step. Separate obligations, including applicable anti-money-laundering requirements, remain unaffected.